Raisin Savings and Investment Platform

Raisin is a pioneering fintech platform founded in Berlin, Germany, in 2012 by Tamaz Georgadze, Frank Freund, and Michael Stephan. Originally launched as WeltSparen in the German market, the company aimed to break down financial borders within Europe by allowing consumers to access higher interest rates on savings accounts and term deposits from banks across the European Union.

Following its massive success in Europe, the brand rebranded globally to Raisin and expanded its operations to the United States and the United Kingdom. In 2021, the company underwent a major merger with its competitor Deposit Solutions, forming Raisin DS, which later consolidated back under the Raisin brand identity. The platform operates primarily from its headquarters in Berlin, utilizing a proprietary digital infrastructure to connect savers with partner banks worldwide.

As of 2024 and looking toward 2026, Raisin remains a privately held company backed by significant venture capital investment from global firms such as Goldman Sachs, PayPal Ventures, and Index Ventures. It operates as a cross-border financial intermediary, maintaining its status as a market leader in the European and American savings-as-a-service sectors.