Starling Bank digital banking services

Starling Bank is a leading British digital challenger bank that provides current and business accounts through its mobile application. Founded by Anne Boden in 2014, it was designed to disrupt traditional banking models by offering a mobile-only experience that emphasizes transparency and user-centric features.

Headquartered in London, the bank maintains its primary operations within the United Kingdom. It is a licensed bank regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Known for its proprietary technology stack, Starling also offers 'Banking-as-a-Service' (BaaS) to other financial institutions.

Ownership of Starling Bank is held by a mix of institutional investors, including Jupiter Asset Management, Fidelity Management and Research, and the Qatar Investment Authority. While it has seen significant investment from global entities, it remains an independent UK-based financial institution aimed at providing modern banking solutions without a traditional branch network.