RAC car insurance and breakdown services

The RAC, or Royal Automobile Club, is one of the United Kingdom's most historic and prominent motoring organizations. Established in 1897, it was originally founded to support the interests of motorists and provide roadside assistance. Over the decades, it has evolved from a private members' club into a multi-faceted service provider offering vehicle insurance, breakdown cover, and digital telematics solutions.

Currently, the RAC operates as a commercial entity separate from the private Royal Automobile Club itself. It remains a cornerstone of the British automotive landscape, employing thousands across the UK and utilizing a vast fleet of recovery vehicles. The brand has passed through various private equity and corporate ownerships over the years, maintaining its headquarters in Birmingham and Bristol to serve the UK and European markets.

The business is currently owned by a consortium of investors, including the global private equity firm CVC Capital Partners and the sovereign wealth fund GIC. This ownership structure ensures deep financial backing for the brand's technological expansions and insurance underwriting capabilities, keeping it competitive in the modern digital era.