Floid Open Banking Platform

Floid is a prominent financial technology company that operates primarily as an Open Banking and account-to-account (A2A) payment aggregator. Founded in Chile, it provides developers and businesses with the infrastructure needed to integrate real-time bank data and payment processing into their own software applications. This technology allows for secure verification of financial information and the execution of direct bank transfers, bypassing traditional credit card networks.

The platform's services are primarily developed and hosted in Chile, though it has expanded its operations across Latin America, including markets like Peru and Colombia. As a digital-first SaaS product, its 'manufacturing' consists of software engineering and data security protocols maintained by its regional technical teams.

Floid remains an independent entity owned by its founding team and venture capital investors. It has positioned itself as a critical layer in the Latin American financial ecosystem, similar to services like Plaid in the United States, by enabling the seamless movement of financial data between banks and third-party providers.