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Privacy.com is a specialized finance platform that allows consumers to generate virtual credit and debit cards for safer online shopping. By creating merchant-specific or single-use burner cards, the service helps protect users' primary bank accounts from data breaches and unwanted subscription charges. The product is entirely digital, consisting of software-as-a-service (SaaS) infrastructure that integrates with the US banking system.
Originally founded in New York, the brand has grown from a consumer-focused privacy tool into a broader fintech entity now operating under the company name Lithic. While the consumer-facing app remains branded as Privacy.com, the parent company, Lithic, provides the underlying card-issuing infrastructure (API) for other businesses. The service is headquartered in the United States and primarily serves the American market, adhering to US financial regulations and banking partnerships.
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