Raisin investment platform

Raisin is a pioneering European fintech platform that provides a single marketplace for retail customers to access savings accounts and term deposits from banks across the continent. Founded in Berlin, the platform simplifies cross-border investing by allowing users to manage multiple deposits through one unified interface. The technical infrastructure and software development are primarily centered in Germany, though the platform operates across numerous international markets including the US and UK.

The brand emerged as part of the growing German fintech ecosystem and has successfully consolidated its position through strategic mergers. Today, it operates as a leading 'wealth-tech' entity, connecting depositors with financial institutions that offer competitive interest rates. The platform ensures security by partnering only with banks that comply with national deposit guarantee schemes within the European Union or specific local regulations.