Monument Bank

Monument Bank is a UK-based digital bank specifically designed to serve the 'mass affluent' market, offering specialized savings and lending products such as buy-to-let mortgages. Founded in 2021 and headquartered in London, it operates primarily through a mobile-first digital platform, focusing on clients who have substantial investable assets but are underserved by traditional high-street banks.

Since its inception, Monument has secured significant funding from global investors to scale its operations. While it operates under its own UK banking license, its ownership structure includes various international investment groups, reflecting its status as a high-growth fintech firm. The bank differentiates itself by combining modern technology with personalized service, filling a niche between retail banking and private wealth management.