Swish mobile payment service

Swish is a leading mobile payment system in Sweden that allows users to send and receive money instantly using their mobile phone numbers linked to their bank accounts. Launched in 2012, it has become a cornerstone of the Swedish cashless economy, widely used for both person-to-person transfers and consumer-to-business transactions.

The service was developed through a collaborative effort between Sweden's largest banks. The technical infrastructure and intellectual property are managed by Getswish AB. Because it is a digital service, its 'manufacturing' or development occurs through software engineering centered in Stockholm, Sweden, involving tight integration with the Swedish national payment clearing system managed by Bankgirot.