Sparkassen-Finanzgruppe Mein Haushaltsbuch

"Mein Haushaltsbuch" (My Household Ledger) is a financial management tool provided by the Beratungsdienst Geld und Haushalt (Money and Household Advisory Service), which is a specialized department within the Sparkassen-Finanzgruppe. Founded in Germany, this service provides neutral advisory materials to the public to help with financial literacy and budgeting.

The brand is a core part of the German Sparkassen (Savings Banks Association) ecosystem. Manufacturing for these physical brochures takes place within Germany to support local distribution across the network of over 350 savings banks. As a public-sector financial group, the Sparkassen-Finanzgruppe is organized as a decentralized network of institutions, owned by the Deutscher Sparkassen- und Giroverband (DSGV).