ING Bank

ING Bank, a prominent global financial institution, has its roots deeply embedded in Dutch history, tracing back to the 18th and 19th centuries with predecessors like the Rijkspostspaarbank (founded 1881) and the insurance giant Nationale-Nederlanden. The modern entity, ING Group (Internationale Nederlanden Groep), was officially established in 1991 through a landmark merger between the NMB Postbank Group and Nationale-Nederlanden, creating one of the first major 'bancassurance' models in the world.

While headquartered in Amsterdam, Netherlands, ING operates as a truly international digital-first bank. It famously pioneered branchless retail banking globally under the 'ING Direct' brand in the late 1990s. Today, it serves over 37 million customers across more than 40 countries, with significant retail market presence in Germany, Belgium, Spain, Italy, and Australia, while its wholesale banking division operates globally.

Ownership of ING is highly dispersed among public and institutional investors, as the company is listed on the Euronext Amsterdam and the New York Stock Exchange. As of 2026, the bank continues to focus on its digital transformation and sustainability leadership, maintaining a strong capital position and independent corporate governance under Dutch law.