Curve OS application

Curve is a financial technology platform that consolidates multiple payment cards into a single smart card and app, often referred to as an Over-the-Top (OTT) banking platform. Launched in London, it has become a prominent player in the European fintech scene, offering users the ability to manage their finances across different banks through a single interface.

The service was created by Shachar Bialick and is headquartered in the United Kingdom. While it operates primarily as a digital service, its physical payment cards are produced and distributed within the UK and Europe. The brand remains under the ownership of its founding and investment entities, maintaining its status as an independent fintech innovator.