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Monzo belongs to Monzo Bank Holding Group Limited through Monzo Bank Limited. Monzo is owned by Monzo Bank Holding Group Limited, headquartered in the United Kingdom. No. The ultimate owner of Monzo, Monzo Bank Holding Group Limited, is headquartered in the United Kingdom, not in the United States.
Monzo Bank Holding Group Limited is the parent entity of the British digital bank Monzo. It is a high-growth fintech company supported by a diverse group of global venture capital investors and institutional funds.
Sources: monzo.com, find-and-update.company-information.service.gov.uk
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